Our Philosophy

As discussed in my introduction to this site, I work with my clients on the premise that they are not financial experts. That is why they hire me I think. So to me, a big part of my job is to try to simplify what is a very complicated subject to most people. Below is a summary of the services and financial products I provide.

Financial Planning

My industry’s common approach to developing a financial plan for someone is to engage you in an exhaustive financial planning exercise on all conceivable financial areas of your life and then drop a 50 or so page document on you, which you will likely not fully understand, with a financial product shopping list that you may not be able to afford. I take a different approach. To me, your financial plan is more an evolution than a book, and it is built one piece at a time, much like a jig saw puzzle. So my approach is to help you identify and tackle your financial priorities one at a time. Learn more on Our Process page

Investment Planning

Through our extensive network of investment partner firms I will design a portfolio suited to your stage of life and risk tolerance, using investment funds managed by Canada’s top managers in each asset category required. The performance of each manager chosen for your portfolio is monitored on a continuous basis and if sub-par performance becomes an issue appropriate changes are suggested as required.

Retirement Planning
Registered retirement products, including RRSPs, RRIFs, LIRA’s, LIF’s and annuities. Also, read about My Financial Planning Process and strategies to help you secure your financial future.

Insurance Planning*
Insurance solutions are key to protecting your financial well-being
and ensuring something unexpected doesn’t knock your overall plan off track or worse, destroy it. I offer a full range of insurance protection products to protect you, your family and your business. Also read about Financial Planning Needs.

Education Planning
Guidance on how to maximize the value of your Registered Education Savings Plans (RESPs), and information about other options.

Tax Planning
It is important to consult with a professional tax advisor for tax planning guidance. I work with your tax advisor to develop tax-effective investment strategies that suit your individual situation.

Estate Planning
Detailing everything that you need to know about developing an overall plan to guide all your estate planning decisions.

Securing your Family's Future

Following the advice of a trusted advisor is shown to be a significant factor in building wealth and achieving investment success. Our team can provide sound advice and a Personal Wealth Management Strategy™ to guide & assist you & your family at any stage of life.